Darby Bank & Trust Co.
Vidalia, GA — Non-member Bank
Acquired Nov 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Darby Bank & Trust Co. | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 17,830 | 6,310 |
Income from Lease Financing Receivables | 244 | 0 |
— | 15 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 3 |
Income on Loans and Leases (TE) | 18,074 | 6,318 |
Investment Interest Income (TE) | 3,036 | 820 |
Total Interest Income (TE) | 21,673 | 7,200 |
Total Interest Expense | 15,088 | 2,588 |
Net Interest Income (TE) | 6,585 | 4,546 |
Non-Interest Income | -3,977 | 817 |
Adjusted Operating Income (TE) | 2,608 | 5,470 |
Non-interest Expense | 16,179 | 4,828 |
Provision for Loan & Lease Losses | 12,967 | 2,024 |
Pretax Operating Income (TE) | -26,538 | -1,288 |
Pretax Net Operating Income (TE) | -23,024 | -1,120 |
Applicable Income Taxes | -178 | 31 |
Net Operating Income | -22,846 | -1,074 |
Net Income | -22,846 | -1,076 |
Cash Dividends Declared | — | 46 |
Retained Earnings | -22,846 | -1,147 |