Net Income Analysis ( % relative to Total Revenue )
Income Statement Dakota State Bank All Insured Commercial Banks in South Dakota
Interest and Fees on Loans 1,265 16,866
Income from Lease Financing Receivables — 18
— 193
Estimated Tax Benefit from Tax-Exempt Loan Income — 102
Income on Loans and Leases (TE) 1,265 17,104
Investment Interest Income (TE) 226 1,612
Total Interest Income (TE) 1,516 18,876
Total Interest Expense 81 1,564
Net Interest Income (TE) 1,435 17,312
Non-Interest Income 82 4,154
Adjusted Operating Income (TE) 1,517 21,465
Non-interest Expense 1,137 11,935
Provision for Loan & Lease Losses -2 1,124
Pretax Operating Income (TE) 382 8,418
Pretax Net Operating Income (TE) 382 8,472
Applicable Income Taxes 26 2,125
Net Operating Income 356 5,986
Net Income 356 5,986
Cash Dividends Declared 150 2,642
Retained Earnings 206 2,050