Net Income Analysis ( % relative to Total Revenue )
Income Statement Crown Bank All Insured Commercial Banks in New Jersey
Interest and Fees on Loans 21,942 29,100
Income from Lease Financing Receivables — 31
— 49
Estimated Tax Benefit from Tax-Exempt Loan Income — 23
Income on Loans and Leases (TE) 21,942 29,223
Investment Interest Income (TE) 1,042 2,453
Total Interest Income (TE) 23,476 32,299
Total Interest Expense 3,528 4,682
Net Interest Income (TE) 19,948 27,350
Non-Interest Income 9,013 7,091
Adjusted Operating Income (TE) 28,961 36,057
Non-interest Expense 15,351 23,648
Provision for Loan & Lease Losses — 876
Pretax Operating Income (TE) 13,610 10,871
Pretax Net Operating Income (TE) 13,554 10,995
Applicable Income Taxes — 2,973
Net Operating Income 13,554 8,462
Net Income 13,554 8,451
Cash Dividends Declared 3,915 2,119
Retained Earnings 9,639 5,840