Net Income Analysis ( % relative to Total Revenue )
Income Statement Cross County Bank All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 10,535 11,107
Income from Lease Financing Receivables — 1
2 29
Estimated Tax Benefit from Tax-Exempt Loan Income 1 15
Income on Loans and Leases (TE) 10,536 11,129
Investment Interest Income (TE) 356 1,636
Total Interest Income (TE) 10,992 12,872
Total Interest Expense 1,014 1,430
Net Interest Income (TE) 9,978 11,443
Non-Interest Income 1,107 3,679
Adjusted Operating Income (TE) 11,085 16,091
Non-interest Expense 6,974 10,771
Provision for Loan & Lease Losses 600 635
Pretax Operating Income (TE) 3,511 4,580
Pretax Net Operating Income (TE) 3,515 4,646
Applicable Income Taxes 1,267 823
Net Operating Income 2,184 3,504
Net Income 2,184 3,504
Cash Dividends Declared 1,166 2,018
Retained Earnings 1,018 1,459