Net Income Analysis ( % relative to Total Revenue )
Income Statement Crockett National Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 24,647 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 24,647 10,941
Investment Interest Income (TE) 102 2,007
Total Interest Income (TE) 24,926 13,476
Total Interest Expense 3,208 1,063
Net Interest Income (TE) 21,718 12,338
Non-Interest Income 61,099 2,639
Adjusted Operating Income (TE) 82,817 15,335
Non-interest Expense 61,912 9,693
Provision for Loan & Lease Losses 1,110 524
Pretax Operating Income (TE) 19,795 4,819
Pretax Net Operating Income (TE) 19,795 4,946
Applicable Income Taxes — 576
Net Operating Income 19,795 3,858
Net Income 15,304 3,845
Cash Dividends Declared 8,276 1,701
Retained Earnings 7,028 1,997