Credit First National Association
Brook Park, OH — National Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Credit First National Association | All Insured Commercial Banks in Ohio |
| Interest and Fees on Loans | — | 11,386 |
| Income from Lease Financing Receivables | — | 4 |
| — | 64 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 32 |
| Income on Loans and Leases (TE) | — | 11,434 |
| Investment Interest Income (TE) | — | 1,894 |
| Total Interest Income (TE) | 4 | 13,519 |
| Total Interest Expense | 2 | 1,284 |
| Net Interest Income (TE) | 2 | 12,235 |
| Non-Interest Income | 44,206 | 3,344 |
| Adjusted Operating Income (TE) | 44,208 | 15,563 |
| Non-interest Expense | 25,789 | 10,269 |
| Provision for Loan & Lease Losses | — | 364 |
| Pretax Operating Income (TE) | 18,419 | 4,973 |
| Pretax Net Operating Income (TE) | 18,419 | 5,081 |
| Applicable Income Taxes | 6,688 | 1,163 |
| Net Operating Income | 11,731 | 3,580 |
| Net Income | 11,731 | 3,580 |
| Cash Dividends Declared | 8,000 | 1,534 |
| Retained Earnings | 3,731 | 1,881 |