Vitals
  • Total Assets
    76.6M 7.5 %
  • Total Deposits
    69.6M 9.1 %
  • Total Net Loans
    32.9M -5.5 %
  • Net Income
    330000.0000 -17.9 %
  • Book Value
    6.6M -2.5 %
  • Book Value x2
    13.2M -2.5 %
  • Book Value x3
    19.8M -2.5 %
ROAA

.466

ROAE

4.754

Efficiency Ratio

80.857

Net Interest Margin

3.809

Balance Sheet Highlights
Financial Highlights Covington County Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 76,630 525,484
Total Net Loans 32,865 348,104
Total Deposits 69,591 440,088
Total Equity 6,616 60,485
Profitability
Net Income 330 5,177
Return on Average Assets .466 .911
Return on Average Equity 4.754 8.357
Net Interest Margin 3.809 3.971
Efficiency Ratio 80.857 70.327
Noninterest Income/Revenue 12.897 22.171
Balance Sheet Ratios
Loan-to-Deposit 47.226 71.665
Securities/Assets .392 .197
Total Equity/Total Assets .086 .115
Tangible Equity/Tangible Assets .086 .102
Capital Adequacy
Tier 1 Common Capital 6,320 52,498
Tier 1 Capital 6,320 52,598
Tier 2 Capital 164 3,510
Total Capital 6,484 56,103
Total Risk Weighted Assets 62,188 380,206
Leverage Ratio 8.87 10.71
Common Equity Tier 1 Capital Ratio 10.16 16.284
Tier 1 Capital Ratio 10.16 16.342
Total Capital Ratio 10.43 17.377

Timeline for Covington County Bank

Covington Capital Corporation

Covington Capital Corporation became a new parent organization for Covington County Bank.

View Profile Jul 22 1994

Covington County Bank

Covington County Bank was established 49 years ago and is currently headquartered in Collins, MS.

May 01 1975
Relationships Role Relationship Start Relationship End
Covington Capital Corporation Parent 4/20/1998
Covington Capital Corporation Parent 9/2/1997 4/19/1998
Covington Capital Corporation Parent 6/30/1997 9/1/1997
Covington Capital Corporation Parent 7/22/1994 6/29/1997
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