Cottage Savings Bank
Montgomery, OH — Domestic Branch of a Domestic Bank
Acquired Nov 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Cottage Savings Bank | All Insured Savings Banks in Ohio |
Interest and Fees on Loans | 929 | 6,620 |
Income from Lease Financing Receivables | — | 0 |
— | 0 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 929 | 6,620 |
Investment Interest Income (TE) | — | 529 |
Total Interest Income (TE) | 966 | 7,527 |
Total Interest Expense | 342 | 1,695 |
Net Interest Income (TE) | 624 | 5,767 |
Non-Interest Income | 377 | 2,211 |
Adjusted Operating Income (TE) | 1,001 | 9,147 |
Non-interest Expense | 833 | 6,197 |
Provision for Loan & Lease Losses | — | 687 |
Pretax Operating Income (TE) | 168 | 1,564 |
Pretax Net Operating Income (TE) | 168 | 1,644 |
Applicable Income Taxes | — | 238 |
Net Operating Income | 168 | 1,258 |
Net Income | 168 | 1,258 |
Cash Dividends Declared | — | 117 |
Retained Earnings | 168 | 581 |