Cosmopolitan Bank And Trust
Chicago, IL — Domestic Branch of a Domestic Bank
Acquired Jan 2006
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Cosmopolitan Bank And Trust | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 24,711 | 7,337 |
| Income from Lease Financing Receivables | — | 1,766 |
| — | 157 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 81 |
| Income on Loans and Leases (TE) | 24,711 | 7,411 |
| Investment Interest Income (TE) | 3,029 | 1,629 |
| Total Interest Income (TE) | 28,293 | 9,262 |
| Total Interest Expense | 9,569 | 3,257 |
| Net Interest Income (TE) | 18,724 | 6,007 |
| Non-Interest Income | 3,454 | 1,132 |
| Adjusted Operating Income (TE) | 22,178 | 7,222 |
| Non-interest Expense | 9,224 | 4,284 |
| Provision for Loan & Lease Losses | — | 718 |
| Pretax Operating Income (TE) | 12,954 | 10,393 |
| Pretax Net Operating Income (TE) | 12,954 | 10,557 |
| Applicable Income Taxes | 4,949 | 3,549 |
| Net Operating Income | 7,978 | 7,037 |
| Net Income | 7,978 | 7,037 |
| Cash Dividends Declared | 5,000 | 3,353 |
| Retained Earnings | 2,978 | 4,748 |