Vitals
  • Total Assets
    59.4M 44.7 %
  • Total Deposits
    55.6M 47.9 %
  • Total Net Loans
    43.8M 40.9 %
  • Net Income
    76000.0000 -3.8 %
  • Book Value
    3.7M 10.0 %
  • Book Value x2
    7.4M 10.0 %
  • Book Value x3
    11.1M 10.0 %
ROAA

.565

ROAE

8.298

Efficiency Ratio

87.722

Net Interest Margin

4.166

Balance Sheet Highlights
Financial Highlights Consumer National Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 59,430 237,514
Total Net Loans 43,829 142,557
Total Deposits 55,601 196,448
Total Equity 3,700 22,591
Profitability
Net Income 76 1,290
Return on Average Assets .565 1.245
Return on Average Equity 8.298 12.635
Net Interest Margin 4.166 4.361
Efficiency Ratio 87.722 65.076
Noninterest Income/Revenue 12.64 14.015
Balance Sheet Ratios
Loan-to-Deposit 78.828 68.517
Securities/Assets .056 .716
Total Equity/Total Assets .062 .095
Tangible Equity/Tangible Assets .062 -.045
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,781 21,987
Tier 2 Capital 520 1,850
Total Capital 4,301 23,833
Total Risk Weighted Assets 47,520 160,810
Leverage Ratio 7.03 9.851
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 7.96 15.283
Total Capital Ratio 9.05 16.45

Timeline for Consumer National Bank

State Bank & Trust Company

Consumer National Bank was acquired by State Bank & Trust Company 17 years

View Profile Jun 01 2006

Capitalsouth Bancorp

Capitalsouth Bancorp became a new parent organization for Consumer National Bank.

View Profile May 12 2003

Consumer National Bank

Consumer National Bank was established 48 years ago and is currently headquartered in Jackson, MS.

Oct 01 1975
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank & Trust Company Buyer 1,067,948 Acquisition Discontinued 6/1/2006
Relationships Role Relationship Start Relationship End
Capitalsouth Bancorp Parent 5/12/2003 5/31/2006
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