Conestoga Bank
Chester Springs, PA — Domestic Branch of a Domestic Bank
Acquired May 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Conestoga Bank | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 167 | 5,379 |
Income from Lease Financing Receivables | — | 1,286 |
— | 310 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 132 |
Income on Loans and Leases (TE) | 167 | 5,478 |
Investment Interest Income (TE) | 117 | 1,586 |
Total Interest Income (TE) | 454 | 6,989 |
Total Interest Expense | 179 | 3,258 |
Net Interest Income (TE) | 275 | 3,732 |
Non-Interest Income | 29 | 1,224 |
Adjusted Operating Income (TE) | 304 | 4,881 |
Non-interest Expense | 639 | 3,301 |
Provision for Loan & Lease Losses | 75 | 367 |
Pretax Operating Income (TE) | — | 6,810 |
Pretax Net Operating Income (TE) | — | 6,922 |
Applicable Income Taxes | — | 2,094 |
Net Operating Income | — | 4,781 |
Net Income | — | 4,861 |
Cash Dividends Declared | — | 3,726 |
Retained Earnings | — | 2,608 |