Community State Bank
Spencer, IA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Community State Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 3,035 | 4,429 |
Income from Lease Financing Receivables | — | 0 |
58 | 34 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 30 | 17 |
Income on Loans and Leases (TE) | 3,065 | 4,453 |
Investment Interest Income (TE) | 1,569 | 866 |
Total Interest Income (TE) | 4,648 | 5,468 |
Total Interest Expense | 700 | 664 |
Net Interest Income (TE) | 3,948 | 4,793 |
Non-Interest Income | 1,262 | 841 |
Adjusted Operating Income (TE) | 5,210 | 5,647 |
Non-interest Expense | 2,902 | 3,272 |
Provision for Loan & Lease Losses | 150 | 145 |
Pretax Operating Income (TE) | 2,158 | 2,141 |
Pretax Net Operating Income (TE) | 2,277 | 2,209 |
Applicable Income Taxes | 78 | 236 |
Net Operating Income | 1,751 | 1,719 |
Net Income | 1,751 | 1,719 |
Cash Dividends Declared | 743 | 808 |
Retained Earnings | 1,008 | 862 |