Community State Bank
Spencer, IA — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Community State Bank | All Insured Commercial Banks in Iowa |
| 09-30-2016 | 3.625 | 3.602 |
| 06-30-2016 | 3.615 | 3.598 |
| 03-31-2016 | 3.671 | 3.601 |
| 12-31-2015 | 3.554 | 3.591 |
| 09-30-2015 | 3.588 | 3.588 |
| 06-30-2015 | 3.569 | 3.563 |
| 03-31-2015 | 3.528 | 3.541 |
| 12-31-2014 | 3.376 | 3.569 |
| 09-30-2014 | 3.327 | 3.552 |
| 06-30-2014 | 3.345 | 3.525 |
| 03-31-2014 | 3.406 | 3.52 |
| 12-31-2013 | 3.453 | 3.538 |
| 09-30-2013 | 3.448 | 3.526 |
| 06-30-2013 | 3.43 | 3.501 |
| 03-31-2013 | 3.397 | 3.488 |
| 12-31-2012 | 3.435 | 3.696 |
| 09-30-2012 | 3.518 | 3.722 |
| 06-30-2012 | 3.566 | 3.729 |
| 03-31-2012 | 3.561 | 3.767 |
| 12-31-2011 | 3.595 | 3.861 |
| 09-30-2011 | 3.594 | 3.865 |
| 06-30-2011 | 3.585 | 3.833 |
| 03-31-2011 | 3.591 | 3.808 |
| 12-31-2010 | 3.64 | 3.947 |
| 09-30-2010 | 3.703 | 3.957 |
| 06-30-2010 | 3.778 | 3.936 |
| 03-31-2010 | 3.82 | 3.922 |
| 12-31-2009 | 3.704 | 3.845 |
| 09-30-2009 | 3.762 | 3.829 |
| 06-30-2009 | 3.809 | 3.787 |
| 03-31-2009 | 3.766 | 3.796 |
| 12-31-2008 | 3.789 | 3.764 |
| 09-30-2008 | 3.782 | 3.732 |
| 06-30-2008 | 3.711 | 3.664 |
| 03-31-2008 | 3.724 | 3.658 |
| 12-31-2007 | 3.818 | 3.674 |
| 09-30-2007 | 3.829 | 3.667 |
| 06-30-2007 | 3.827 | 3.654 |
| 03-31-2007 | 3.808 | 3.624 |
| 12-31-2006 | 3.836 | 3.746 |
| 09-30-2006 | 3.828 | 3.762 |
| 06-30-2006 | 3.875 | 3.771 |
| 03-31-2006 | 3.935 | 3.763 |
| 12-31-2005 | 3.976 | 3.863 |
| 09-30-2005 | 3.855 | 3.877 |
| 06-30-2005 | 3.919 | 3.881 |
| 03-31-2005 | 3.968 | 3.865 |
| 12-31-2004 | 3.744 | 3.919 |
| 09-30-2004 | 3.708 | 3.912 |
| 06-30-2004 | 3.668 | 3.877 |
| 03-31-2004 | 3.647 | 3.885 |
| 12-31-2003 | 3.668 | 3.893 |
| 09-30-2003 | 3.687 | 3.9 |
| 06-30-2003 | 3.73 | 3.885 |
| 03-31-2003 | 3.783 | 3.897 |
| 12-31-2002 | 4.082 | 4.074 |