Community State Bank
Saint Charles, MI — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Community State Bank | All Insured Commercial Banks in Michigan |
Interest and Fees on Loans | 3,476 | 8,023 |
Income from Lease Financing Receivables | — | 10 |
10 | 21 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 10 |
Income on Loans and Leases (TE) | 3,481 | 8,197 |
Investment Interest Income (TE) | 1,581 | 965 |
Total Interest Income (TE) | 5,107 | 9,438 |
Total Interest Expense | 191 | 757 |
Net Interest Income (TE) | 4,916 | 8,594 |
Non-Interest Income | 629 | 2,930 |
Adjusted Operating Income (TE) | 5,545 | 11,937 |
Non-interest Expense | 4,221 | 8,401 |
Provision for Loan & Lease Losses | -36 | 185 |
Pretax Operating Income (TE) | 1,360 | 3,485 |
Pretax Net Operating Income (TE) | 1,373 | 3,557 |
Applicable Income Taxes | 355 | 866 |
Net Operating Income | 791 | 2,519 |
Net Income | 791 | 2,475 |
Cash Dividends Declared | 200 | 1,055 |
Retained Earnings | 591 | 1,197 |