Net Income Analysis ( % relative to Total Revenue )
Income Statement Community Security Bank All Insured Commercial Banks in Minnesota
Interest and Fees on Loans 1,884 2,362
Income from Lease Financing Receivables — 4
1 23
Estimated Tax Benefit from Tax-Exempt Loan Income — 6
Income on Loans and Leases (TE) 1,884 2,392
Investment Interest Income (TE) 188 309
Total Interest Income (TE) 2,077 2,775
Total Interest Expense 955 732
Net Interest Income (TE) 1,122 2,027
Non-Interest Income 140 280
Adjusted Operating Income (TE) 1,262 2,335
Non-interest Expense 2,179 1,651
Provision for Loan & Lease Losses 4,691 387
Pretax Operating Income (TE) -5,608 314
Pretax Net Operating Income (TE) -5,608 340
Applicable Income Taxes 1,762 16
Net Operating Income -7,370 297
Net Income -7,370 297
Cash Dividends Declared — 179
Retained Earnings -7,370 66