Net Income Analysis ( % relative to Total Revenue )
Income Statement Community National Bank All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 7,876 12,197
Income from Lease Financing Receivables — 0
14 25
Estimated Tax Benefit from Tax-Exempt Loan Income 7 12
Income on Loans and Leases (TE) 7,883 12,231
Investment Interest Income (TE) 802 1,544
Total Interest Income (TE) 8,848 14,034
Total Interest Expense 452 1,553
Net Interest Income (TE) 8,396 12,478
Non-Interest Income 1,917 2,901
Adjusted Operating Income (TE) 10,313 15,672
Non-interest Expense 7,931 10,334
Provision for Loan & Lease Losses 339 317
Pretax Operating Income (TE) 2,043 4,962
Pretax Net Operating Income (TE) 2,043 5,007
Applicable Income Taxes 60 1,069
Net Operating Income 1,976 3,589
Net Income 1,976 3,593
Cash Dividends Declared 1,382 1,505
Retained Earnings 594 1,960