Community National Bank
Bellaire, TX — Domestic Branch of a Domestic Bank
Acquired Oct 2012
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Community National Bank | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 3,251 | 5,969 |
| Income from Lease Financing Receivables | — | 1 |
| — | 22 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 11 |
| Income on Loans and Leases (TE) | 3,251 | 5,999 |
| Investment Interest Income (TE) | 1,342 | 1,362 |
| Total Interest Income (TE) | 4,629 | 7,656 |
| Total Interest Expense | 590 | 909 |
| Net Interest Income (TE) | 4,039 | 6,713 |
| Non-Interest Income | 463 | 1,442 |
| Adjusted Operating Income (TE) | 4,502 | 8,270 |
| Non-interest Expense | 5,221 | 5,439 |
| Provision for Loan & Lease Losses | 880 | 262 |
| Pretax Operating Income (TE) | -1,599 | 2,467 |
| Pretax Net Operating Income (TE) | -1,599 | 2,630 |
| Applicable Income Taxes | -605 | 270 |
| Net Operating Income | -994 | 2,085 |
| Net Income | -994 | 2,078 |
| Cash Dividends Declared | — | 689 |
| Retained Earnings | -994 | 1,212 |