Vitals
  • Total Assets
    5.4B -0.3 %
  • Total Deposits
    4.4B 0.4 %
  • Total Net Loans
    3.4B 3.5 %
  • Net Income
    69.9M -8.4 %
  • Book Value
    475.8M -8.2 %
  • Book Value x2
    951.6M -8.2 %
  • Book Value x3
    1.4B -8.2 %
ROAA

1.71

ROAE

19.213

Efficiency Ratio

54.382

Net Interest Margin

4.899

Balance Sheet Highlights
Financial Highlights Community First National Bank All Insured Commercial Banks in North Dakota
Balance Sheet $(000)
Total Assets 5,423,311 86,504
Total Net Loans 3,419,591 58,684
Total Deposits 4,389,669 63,628
Total Equity 475,819 8,482
Profitability
Net Income 69,866 800
Return on Average Assets 1.71 1.274
Return on Average Equity 19.213 12.513
Net Interest Margin 4.899 4.226
Efficiency Ratio 54.382 60.195
Noninterest Income/Revenue 22.996 11.25
Balance Sheet Ratios
Loan-to-Deposit 77.901 80.616
Securities/Assets .264 .291
Total Equity/Total Assets .088 .098
Tangible Equity/Tangible Assets .071 .018
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 379,889 7,908
Tier 2 Capital 64,543 742
Total Capital 443,905 8,648
Total Risk Weighted Assets 3,960,061 64,588
Leverage Ratio 7.03 9.932
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.59 13.925
Total Capital Ratio 11.21 15.118

Timeline for Community First National Bank

Bank Of The West

Community First National Bank was acquired by Bank Of The West 19 years

View Profile Dec 04 2004

Community First Home Mortgage, Inc.

Community First Home Mortgage, Inc. became a new subsidiary organization for Community First National Bank.

View Profile Jul 31 2001

Community First State Bank

Acquisition: Community First National Bank acquired a new subsidiary, Community First State Bank, 23 years

View Profile Mar 22 2001

Bw Insurance Agency, Inc.

Bw Insurance Agency, Inc. became a new subsidiary organization for Community First National Bank.

View Profile Mar 22 2001

Colorado Community First State Bank - Co

Acquisition: Community First National Bank acquired a new subsidiary, Colorado Community First State Bank - Co, 23 years

View Profile Aug 29 2000

Want to see more?

Complete timeline for Community First National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of The West Buyer 82,566,808 Acquisition Discontinued 12/4/2004
Community First State Bank Seller 271,542 Pooling of Interests Discontinued 3/22/2001
Community First National Bank Seller 279,062 Pooling of Interests Discontinued 8/29/2000
Community First National Bank Seller 236,986 Pooling of Interests Discontinued 8/29/2000
Community First National Bank Seller 632,774 Pooling of Interests Discontinued 8/29/2000
Community First National Bank Seller 115,675 Pooling of Interests Discontinued 8/29/2000
Community First National Bank Seller 172,007 Pooling of Interests Discontinued 8/29/2000
Community First National Bank Seller 1,057,950 Pooling of Interests Discontinued 8/29/2000
Community First National Bank Seller 934,979 Pooling of Interests Discontinued 8/29/2000
Community First National Bank Seller 159,610 Pooling of Interests Discontinued 8/29/2000
Community First National Bank Seller 120,523 Pooling of Interests Discontinued 8/29/2000
Colorado Community First State Bank - Co Seller 608,481 Pooling of Interests Discontinued 8/29/2000
Community First National Bank Seller 145,669 Pooling of Interests Discontinued 1/1/1997
Community First National Bank Of Lidgerwood Seller 29,115 Discontinued 1/1/1995
Community First National Bank Of Wahpeton Seller 65,488 Discontinued 1/1/1995
Community First State Bank Of Cooperstown Seller 54,168 Discontinued 1/1/1995
Relationships Role Relationship Start Relationship End
Community First Bankshares, Inc. Parent 1/1/1997 12/3/2004
Community First Bankshares, Inc. Parent 5/31/1992 12/31/1996
First Interstate Of North Dakota, Inc. Parent 12/31/1984 5/30/1992
First Interstate Of North Dakota, Inc. Parent 12/31/1980 12/30/1984
First Interstate Of North Dakota, Inc. Parent 12/28/1978 12/30/1980
Bw Insurance Agency, Inc. Subsidary 3/22/2001 12/3/2004
Community First Holdings, Inc. Subsidary 8/29/2000 12/3/2004
Equity Lending, Inc. Subsidary 8/29/2000 12/3/2004
Cfb Community Development Corporation Subsidary 8/29/2000 12/3/2004
Community First Home Mortgage, Inc. Subsidary 7/31/2001 12/3/2004
Mountain Parks Financial Services Subsidary 8/29/2000 12/30/2001
National Insurance Agency Subsidary 8/29/2000 8/31/2001
Cfin, Inc. Subsidary 8/29/2000 6/30/2001
Community First Colorado Holdings, Inc. Subsidary 8/29/2000 8/29/2000
Cfb Community Development Corporation Subsidary 3/25/1999 8/28/2000
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