Community First Bank
Reynoldsville, PA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Community First Bank | All Insured Commercial Banks in Pennsylvania |
| Interest and Fees on Loans | 4,863 | 22,748 |
| Income from Lease Financing Receivables | — | 24 |
| — | 516 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 268 |
| Income on Loans and Leases (TE) | 4,863 | 23,278 |
| Investment Interest Income (TE) | 92 | 3,743 |
| Total Interest Income (TE) | 4,989 | 27,430 |
| Total Interest Expense | 711 | 3,218 |
| Net Interest Income (TE) | 4,278 | 24,213 |
| Non-Interest Income | 507 | 6,081 |
| Adjusted Operating Income (TE) | 4,785 | 30,595 |
| Non-interest Expense | 3,794 | 20,397 |
| Provision for Loan & Lease Losses | 81 | 900 |
| Pretax Operating Income (TE) | 910 | 8,900 |
| Pretax Net Operating Income (TE) | 910 | 9,212 |
| Applicable Income Taxes | 255 | 2,056 |
| Net Operating Income | 655 | 6,310 |
| Net Income | 655 | 6,303 |
| Cash Dividends Declared | 423 | 3,414 |
| Retained Earnings | 232 | 2,771 |