Vitals
  • Total Assets
    172.0M 1.8 %
  • Total Deposits
    155.9M 12.9 %
  • Total Net Loans
    130.3M -4.1 %
  • Net Income
    2.7M -12.8 %
  • Book Value
    15.3M -1.8 %
  • Book Value x2
    30.6M -1.8 %
  • Book Value x3
    45.9M -1.8 %
ROAA

1.604

ROAE

17

Efficiency Ratio

65.232

Net Interest Margin

4.556

Balance Sheet Highlights
Financial Highlights Community First Bank Of The Heartland All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 172,048 290,894
Total Net Loans 130,251 191,278
Total Deposits 155,884 246,407
Total Equity 15,314 31,125
Profitability
Net Income 2,705 2,670
Return on Average Assets 1.604 .919
Return on Average Equity 17 8.247
Net Interest Margin 4.556 3.499
Efficiency Ratio 65.232 67.9
Noninterest Income/Revenue 18.329 16.598
Balance Sheet Ratios
Loan-to-Deposit 83.556 72.669
Securities/Assets .116 .191
Total Equity/Total Assets .089 .107
Tangible Equity/Tangible Assets .078 .103
Capital Adequacy
Tier 1 Common Capital 13,557 29,670
Tier 1 Capital 13,557 29,720
Tier 2 Capital 1,648 2,112
Total Capital 15,205 31,905
Total Risk Weighted Assets 131,838 212,461
Leverage Ratio 7.95 10.62
Common Equity Tier 1 Capital Ratio 10.28 16.313
Tier 1 Capital Ratio 10.28 16.329
Total Capital Ratio 11.53 17.341

Timeline for Community First Bank Of The Heartland

First State Bank Of Dix

Acquisition: Community First Bank Of The Heartland acquired a new subsidiary, First State Bank Of Dix, 12 years

View Profile Nov 05 2011

Cedar Bancorp, Inc.

Cedar Bancorp, Inc. became a new parent organization for Community First Bank Of The Heartland.

View Profile Jul 16 2007

First Keen Insurance Agency, Inc

First Keen Insurance Agency, Inc became a new subsidiary organization for Community First Bank Of The Heartland.

View Profile Jan 01 2005

Jeff City Bancorp, Inc.

Jeff City Bancorp, Inc. became a new parent organization for Community First Bank Of The Heartland.

View Profile Jun 30 1984

Community First Bank Of The Heartland

Community First Bank Of The Heartland was established 117 years ago and is currently headquartered in Mount Vernon, IL.

Nov 05 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Of Dix Seller 44,598 Acquisition Discontinued 11/5/2011
Relationships Role Relationship Start Relationship End
Cedar Bancorp, Inc. Parent 7/16/2007
Jeff City Bancorp, Inc. Parent 1/1/2005 7/15/2007
Jeff City Bancorp, Inc. Parent 3/26/2003 12/31/2004
Jeff City Bancorp, Inc. Parent 3/27/2001 3/25/2003
Jeff City Bancorp, Inc. Parent 8/19/1996 3/26/2001
Jeff City Bancorp, Inc. Parent 12/31/1992 8/18/1996
Jeff City Bancorp, Inc. Parent 12/31/1988 12/30/1992
Jeff City Bancorp, Inc. Parent 6/30/1984 12/30/1988
First Keen Insurance Agency, Inc Subsidary 6/30/2007
First Keen Insurance Agency, Inc Subsidary 1/1/2005 6/29/2007
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