Net Income Analysis ( % relative to Total Revenue )
Income Statement Community Commerce Bank All Insured Commercial Banks in California
Interest and Fees on Loans 9,337 39,600
Income from Lease Financing Receivables — 93
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 21
Income on Loans and Leases (TE) 9,337 39,939
Investment Interest Income (TE) 5 4,547
Total Interest Income (TE) 9,821 46,718
Total Interest Expense 1,345 3,460
Net Interest Income (TE) 8,476 42,511
Non-Interest Income 559 7,405
Adjusted Operating Income (TE) 9,035 56,117
Non-interest Expense 6,191 31,848
Provision for Loan & Lease Losses -522 726
Pretax Operating Income (TE) 3,366 20,596
Pretax Net Operating Income (TE) 3,366 21,052
Applicable Income Taxes 1,215 7,212
Net Operating Income 2,151 12,949
Net Income 2,151 12,577
Cash Dividends Declared 1,209 2,927
Retained Earnings 942 8,927