Community Capital Bank
Jonesboro, GA — Non-member Bank
Acquired Oct 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Community Capital Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 5,557 | 5,708 |
Income from Lease Financing Receivables | — | 0 |
— | 17 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 4 |
Income on Loans and Leases (TE) | 5,557 | 5,715 |
Investment Interest Income (TE) | 21 | 803 |
Total Interest Income (TE) | 5,631 | 6,572 |
Total Interest Expense | 2,174 | 1,754 |
Net Interest Income (TE) | 3,457 | 4,806 |
Non-Interest Income | 1,352 | 906 |
Adjusted Operating Income (TE) | 4,809 | 5,893 |
Non-interest Expense | 7,012 | 4,684 |
Provision for Loan & Lease Losses | 392 | 1,517 |
Pretax Operating Income (TE) | -2,595 | -165 |
Pretax Net Operating Income (TE) | -2,569 | 45 |
Applicable Income Taxes | — | 116 |
Net Operating Income | -2,569 | -80 |
Net Income | -2,569 | -86 |
Cash Dividends Declared | — | 29 |
Retained Earnings | -2,569 | -163 |