Net Income Analysis ( % relative to Total Revenue )
Income Statement Community Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 330 1,859
Income from Lease Financing Receivables — 1
— 8
Estimated Tax Benefit from Tax-Exempt Loan Income — 4
Income on Loans and Leases (TE) 330 1,874
Investment Interest Income (TE) 76 353
Total Interest Income (TE) 449 2,283
Total Interest Expense 49 227
Net Interest Income (TE) 400 2,044
Non-Interest Income 52 434
Adjusted Operating Income (TE) 452 2,530
Non-interest Expense 365 1,700
Provision for Loan & Lease Losses — 62
Pretax Operating Income (TE) 87 749
Pretax Net Operating Income (TE) 87 778
Applicable Income Taxes — 126
Net Operating Income 87 571
Net Income 87 571
Cash Dividends Declared 50 164
Retained Earnings 37 322