Net Income Analysis ( % relative to Total Revenue )
Income Statement Community Bank Of Naples, National Association All Insured Commercial Banks in Florida
Interest and Fees on Loans 2,424 3,495
Income from Lease Financing Receivables 13 —
— 52
Estimated Tax Benefit from Tax-Exempt Loan Income — 25
Income on Loans and Leases (TE) 2,437 3,497
Investment Interest Income (TE) 173 562
Total Interest Income (TE) 2,651 4,102
Total Interest Expense 1,223 1,912
Net Interest Income (TE) 1,428 2,182
Non-Interest Income 114 389
Adjusted Operating Income (TE) 1,542 2,537
Non-interest Expense 783 2,000
Provision for Loan & Lease Losses — 981
Pretax Operating Income (TE) 759 1,590
Pretax Net Operating Income (TE) 759 1,622
Applicable Income Taxes 281 645
Net Operating Income 478 1,113
Net Income 478 1,113
Cash Dividends Declared — 1,193
Retained Earnings 478 1,006