Community Bank Of Galesburg
Galesburg, IL — Domestic Branch of a Domestic Bank
Acquired Dec 2008
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Community Bank Of Galesburg | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 1,610 | 6,814 |
| Income from Lease Financing Receivables | — | 1,663 |
| — | 119 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 60 |
| Income on Loans and Leases (TE) | 1,610 | 6,894 |
| Investment Interest Income (TE) | 315 | 1,614 |
| Total Interest Income (TE) | 1,987 | 8,527 |
| Total Interest Expense | 928 | 3,753 |
| Net Interest Income (TE) | 1,059 | 4,800 |
| Non-Interest Income | 179 | 1,052 |
| Adjusted Operating Income (TE) | 1,238 | 5,877 |
| Non-interest Expense | 936 | 3,788 |
| Provision for Loan & Lease Losses | 20 | 4,415 |
| Pretax Operating Income (TE) | 282 | 5,547 |
| Pretax Net Operating Income (TE) | 332 | 5,411 |
| Applicable Income Taxes | 80 | 1,859 |
| Net Operating Income | 249 | 3,648 |
| Net Income | 249 | 3,648 |
| Cash Dividends Declared | — | 1,850 |
| Retained Earnings | 249 | 2,856 |