Community Bank, Inc.
Ronan, MT — Domestic Branch of a Domestic Bank
Acquired Feb 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Community Bank, Inc. | All Insured Commercial Banks in Montana |
Interest and Fees on Loans | 6,057 | 6,716 |
Income from Lease Financing Receivables | — | 2 |
99 | 34 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 51 | 17 |
Income on Loans and Leases (TE) | 6,108 | 6,734 |
Investment Interest Income (TE) | 710 | 974 |
Total Interest Income (TE) | 6,954 | 7,781 |
Total Interest Expense | 528 | 708 |
Net Interest Income (TE) | 6,426 | 7,074 |
Non-Interest Income | 2,014 | 1,574 |
Adjusted Operating Income (TE) | 8,440 | 8,643 |
Non-interest Expense | 7,109 | 5,460 |
Provision for Loan & Lease Losses | — | 38 |
Pretax Operating Income (TE) | 1,331 | 3,154 |
Pretax Net Operating Income (TE) | 1,331 | 3,201 |
Applicable Income Taxes | — | 322 |
Net Operating Income | 1,267 | 2,780 |
Net Income | 1,267 | 2,778 |
Cash Dividends Declared | 900 | 1,530 |
Retained Earnings | 367 | 1,315 |