Community Bank, Austin
Austin, MN — Domestic Branch of a Domestic Bank
Acquired Jul 2012
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Community Bank, Austin | All Insured Commercial Banks in Minnesota |
| Interest and Fees on Loans | 902 | 2,184 |
| Income from Lease Financing Receivables | — | 4 |
| — | 22 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 10 |
| Income on Loans and Leases (TE) | 902 | 2,211 |
| Investment Interest Income (TE) | 21 | 301 |
| Total Interest Income (TE) | 926 | 2,586 |
| Total Interest Expense | 80 | 403 |
| Net Interest Income (TE) | 846 | 2,173 |
| Non-Interest Income | 140 | 326 |
| Adjusted Operating Income (TE) | 986 | 2,549 |
| Non-interest Expense | 814 | 1,737 |
| Provision for Loan & Lease Losses | 45 | 116 |
| Pretax Operating Income (TE) | 127 | 625 |
| Pretax Net Operating Income (TE) | 127 | 657 |
| Applicable Income Taxes | 34 | 29 |
| Net Operating Income | 93 | 554 |
| Net Income | 93 | 554 |
| Cash Dividends Declared | — | 309 |
| Retained Earnings | 93 | 194 |