Net Income Analysis ( % relative to Total Revenue )
Income Statement Commodore Bank All Insured Commercial Banks in Ohio
Interest and Fees on Loans 2,433 11,386
Income from Lease Financing Receivables — 4
— 64
Estimated Tax Benefit from Tax-Exempt Loan Income — 32
Income on Loans and Leases (TE) 2,433 11,434
Investment Interest Income (TE) 603 1,894
Total Interest Income (TE) 3,073 13,519
Total Interest Expense 305 1,284
Net Interest Income (TE) 2,768 12,235
Non-Interest Income 492 3,344
Adjusted Operating Income (TE) 3,260 15,563
Non-interest Expense 3,026 10,269
Provision for Loan & Lease Losses 119 364
Pretax Operating Income (TE) 115 4,973
Pretax Net Operating Income (TE) 161 5,081
Applicable Income Taxes -28 1,163
Net Operating Income 118 3,580
Net Income 118 3,580
Cash Dividends Declared 166 1,534
Retained Earnings -48 1,881