Commercial State Bank
El Campo, TX — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Commercial State Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 12,581 | 10,872 |
Income from Lease Financing Receivables | 5 | 2 |
5 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 3 | 22 |
Income on Loans and Leases (TE) | 12,589 | 10,941 |
Investment Interest Income (TE) | 1,437 | 2,007 |
Total Interest Income (TE) | 14,222 | 13,476 |
Total Interest Expense | 546 | 1,063 |
Net Interest Income (TE) | 13,676 | 12,338 |
Non-Interest Income | 1,166 | 2,639 |
Adjusted Operating Income (TE) | 14,842 | 15,335 |
Non-interest Expense | 9,321 | 9,693 |
Provision for Loan & Lease Losses | 150 | 524 |
Pretax Operating Income (TE) | 5,371 | 4,819 |
Pretax Net Operating Income (TE) | 5,509 | 4,946 |
Applicable Income Taxes | 1,417 | 576 |
Net Operating Income | 3,663 | 3,858 |
Net Income | 3,663 | 3,845 |
Cash Dividends Declared | — | 1,701 |
Retained Earnings | 3,663 | 1,997 |