Efficiency Ratio Over Time
Efficiency Ratio Commercial State Bank All Insured Commercial Banks in Texas
12-31-2016 62.801 66.762
09-30-2016 63.298 66.187
06-30-2016 63.979 66.286
03-31-2016 64.459 66.484
12-31-2015 64.257 67.473
09-30-2015 62.403 67.019
06-30-2015 65.174 67.62
03-31-2015 67.009 68.379
12-31-2014 70.553 67.933
09-30-2014 68.208 67.76
06-30-2014 67.561 68.348
03-31-2014 64.177 69.161
12-31-2013 79.058 70.01
09-30-2013 80.166 69.448
06-30-2013 75.665 70.111
03-31-2013 75.685 71.168
12-31-2012 80.916 70.289
09-30-2012 79.752 69.365
06-30-2012 78.567 69.7
03-31-2012 90.069 69.836
12-31-2011 98.563 71.203
09-30-2011 86.735 70.717
06-30-2011 81.987 71.672
03-31-2011 53.496 72.166
12-31-2010 75.891 72.798
09-30-2010 72.666 71.344
06-30-2010 68.71 71.672
03-31-2010 101.004 72.124
12-31-2009 102.01 72.899
09-30-2009 100.083 71.928
06-30-2009 100.124 72.628
03-31-2009 100.687 71.399
12-31-2008 105.517 70.933
09-30-2008 100.518 69.839
06-30-2008 105.445 70.152
03-31-2008 87.251 69.753
12-31-2007 88.642 68.047
09-30-2007 82.772 66.762
06-30-2007 83.778 66.933
03-31-2007 89.632 66.629
12-31-2006 76.843 66.288
09-30-2006 68.848 64.993
06-30-2006 72.789 65.249
03-31-2006 74.838 65.978
12-31-2005 72.855 67.153
09-30-2005 67.927 66.756
06-30-2005 68.884 67.031
03-31-2005 74.773 67.486
12-31-2004 73.421 69.184
09-30-2004 72.134 68.305
06-30-2004 75.959 68.807
03-31-2004 78.634 69.055
12-31-2003 79.095 69.41
09-30-2003 81.525 68.526
06-30-2003 84.686 68.452
03-31-2003 85.556 68.632
12-31-2002 79.66 67.534