Net Income Analysis ( % relative to Total Revenue )
Income Statement Commercial State Bank Of Bonner Springs All Insured Commercial Banks in Kansas
Interest and Fees on Loans 1,069 1,047
Income from Lease Financing Receivables — 36
— 27
Estimated Tax Benefit from Tax-Exempt Loan Income — 14
Income on Loans and Leases (TE) 1,069 1,058
Investment Interest Income (TE) 325 242
Total Interest Income (TE) 1,408 1,362
Total Interest Expense 479 490
Net Interest Income (TE) 929 856
Non-Interest Income 205 171
Adjusted Operating Income (TE) 1,134 1,057
Non-interest Expense 594 657
Provision for Loan & Lease Losses 17 155
Pretax Operating Income (TE) 523 516
Pretax Net Operating Income (TE) 523 515
Applicable Income Taxes 15 166
Net Operating Income 456 391
Net Income 456 391
Cash Dividends Declared 860 497
Retained Earnings — 296