Net Income Analysis ( % relative to Total Revenue )
Income Statement Commercial Bank All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 1,544 8,778
Income from Lease Financing Receivables — 1
25 81
Estimated Tax Benefit from Tax-Exempt Loan Income 12 41
Income on Loans and Leases (TE) 1,556 8,830
Investment Interest Income (TE) 523 1,225
Total Interest Income (TE) 2,228 10,297
Total Interest Expense 256 1,031
Net Interest Income (TE) 1,972 9,193
Non-Interest Income 202 1,813
Adjusted Operating Income (TE) 2,174 11,079
Non-interest Expense 2,074 6,946
Provision for Loan & Lease Losses — 167
Pretax Operating Income (TE) 100 3,889
Pretax Net Operating Income (TE) 100 3,922
Applicable Income Taxes 20 705
Net Operating Income 62 3,014
Net Income 62 3,013
Cash Dividends Declared 10 1,435
Retained Earnings 52 1,350