Commercial Bank & Trust Company
Monticello, AR — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Commercial Bank & Trust Company | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 4,844 | 8,324 |
Income from Lease Financing Receivables | — | 1 |
81 | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 42 | 11 |
Income on Loans and Leases (TE) | 4,886 | 8,340 |
Investment Interest Income (TE) | 1,544 | 1,240 |
Total Interest Income (TE) | 6,440 | 9,654 |
Total Interest Expense | 648 | 1,061 |
Net Interest Income (TE) | 5,792 | 8,594 |
Non-Interest Income | 724 | 2,765 |
Adjusted Operating Income (TE) | 6,516 | 12,072 |
Non-interest Expense | 3,920 | 8,049 |
Provision for Loan & Lease Losses | 25 | 391 |
Pretax Operating Income (TE) | 2,571 | 3,548 |
Pretax Net Operating Income (TE) | 2,571 | 3,605 |
Applicable Income Taxes | — | 644 |
Net Operating Income | 2,209 | 2,719 |
Net Income | 2,209 | 2,719 |
Cash Dividends Declared | 1,074 | 1,108 |
Retained Earnings | 1,135 | 1,568 |