Columbus First Bank
Worthington, OH — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Columbus First Bank | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 11,805 | 11,386 |
Income from Lease Financing Receivables | — | 4 |
— | 64 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 32 |
Income on Loans and Leases (TE) | 11,805 | 11,434 |
Investment Interest Income (TE) | — | 1,894 |
Total Interest Income (TE) | 12,267 | 13,519 |
Total Interest Expense | 2,552 | 1,284 |
Net Interest Income (TE) | 9,715 | 12,235 |
Non-Interest Income | 734 | 3,344 |
Adjusted Operating Income (TE) | 10,449 | 15,563 |
Non-interest Expense | 7,027 | 10,269 |
Provision for Loan & Lease Losses | — | 364 |
Pretax Operating Income (TE) | 3,422 | 4,973 |
Pretax Net Operating Income (TE) | 3,422 | 5,081 |
Applicable Income Taxes | 1,177 | 1,163 |
Net Operating Income | 2,245 | 3,580 |
Net Income | 2,245 | 3,580 |
Cash Dividends Declared | — | 1,534 |
Retained Earnings | 2,245 | 1,881 |