Columbia Savings Bank
Cincinnati, OH — State Savings Bank
Acquired May 2014
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Columbia Savings Bank | All Insured Savings Banks in Ohio |
Interest and Fees on Loans | 269 | 1,808 |
Income from Lease Financing Receivables | — | 0 |
— | 0 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 269 | 1,808 |
Investment Interest Income (TE) | 1 | 165 |
Total Interest Income (TE) | 294 | 2,078 |
Total Interest Expense | 89 | 342 |
Net Interest Income (TE) | 205 | 1,716 |
Non-Interest Income | 85 | 377 |
Adjusted Operating Income (TE) | 290 | 2,395 |
Non-interest Expense | 424 | 1,815 |
Provision for Loan & Lease Losses | 30 | 50 |
Pretax Operating Income (TE) | -164 | 434 |
Pretax Net Operating Income (TE) | -164 | 434 |
Applicable Income Taxes | — | 74 |
Net Operating Income | -164 | 323 |
Net Income | -164 | 323 |
Cash Dividends Declared | — | 20 |
Retained Earnings | -164 | 203 |