Colonial Bank, Fsb
Vineland, NJ — Domestic Branch of a Domestic Bank
Acquired Apr 2015
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Colonial Bank, Fsb | All Insured Savings Banks in New Jersey |
| Interest and Fees on Loans | 2,942 | 6,888 |
| Income from Lease Financing Receivables | — | 0 |
| — | 1 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 1 |
| Income on Loans and Leases (TE) | 2,942 | 6,898 |
| Investment Interest Income (TE) | 763 | 1,512 |
| Total Interest Income (TE) | 3,718 | 8,500 |
| Total Interest Expense | 612 | 1,733 |
| Net Interest Income (TE) | 3,106 | 6,767 |
| Non-Interest Income | 245 | 767 |
| Adjusted Operating Income (TE) | 3,351 | 8,721 |
| Non-interest Expense | 3,446 | 5,929 |
| Provision for Loan & Lease Losses | -1,700 | 138 |
| Pretax Operating Income (TE) | 1,605 | 1,932 |
| Pretax Net Operating Income (TE) | 1,661 | 2,208 |
| Applicable Income Taxes | 558 | 665 |
| Net Operating Income | 1,095 | 1,519 |
| Net Income | 1,095 | 1,519 |
| Cash Dividends Declared | — | 381 |
| Retained Earnings | 1,095 | 983 |