Coast National Bank
San Luis Obispo, CA — Domestic Branch of a Domestic Bank
Acquired Jul 2016
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Coast National Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 2,582 | 21,723 |
Income from Lease Financing Receivables | — | 37 |
— | 20 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 10 |
Income on Loans and Leases (TE) | 2,582 | 21,882 |
Investment Interest Income (TE) | 216 | 2,551 |
Total Interest Income (TE) | 2,896 | 25,220 |
Total Interest Expense | 103 | 1,672 |
Net Interest Income (TE) | 2,793 | 23,125 |
Non-Interest Income | 287 | 4,366 |
Adjusted Operating Income (TE) | 3,080 | 29,395 |
Non-interest Expense | 2,492 | 17,445 |
Provision for Loan & Lease Losses | — | 451 |
Pretax Operating Income (TE) | 588 | 11,274 |
Pretax Net Operating Income (TE) | 588 | 11,571 |
Applicable Income Taxes | 245 | 4,014 |
Net Operating Income | 343 | 7,254 |
Net Income | 343 | 6,489 |
Cash Dividends Declared | — | 1,467 |
Retained Earnings | 343 | 4,300 |