Net Income Analysis ( % relative to Total Revenue )
Income Statement Clinton Bank All Insured Commercial Banks in Kentucky
Interest and Fees on Loans 1,382 6,546
Income from Lease Financing Receivables — 1
1 32
Estimated Tax Benefit from Tax-Exempt Loan Income 1 16
Income on Loans and Leases (TE) 1,383 6,573
Investment Interest Income (TE) 438 1,255
Total Interest Income (TE) 1,840 7,978
Total Interest Expense 164 830
Net Interest Income (TE) 1,676 7,113
Non-Interest Income 195 1,685
Adjusted Operating Income (TE) 1,871 8,937
Non-interest Expense 1,145 6,223
Provision for Loan & Lease Losses 36 166
Pretax Operating Income (TE) 690 2,467
Pretax Net Operating Income (TE) 724 2,576
Applicable Income Taxes 148 347
Net Operating Income 480 1,976
Net Income 480 1,976
Cash Dividends Declared 72 1,004
Retained Earnings 408 975