Clarkston State Bank
Clarkston, MI — Non-member Bank
Active
Vitals
-
Total Assets177.7M 3.9 %
-
Total Deposits157.9M 3.4 %
-
Total Net Loans150.1M 19.6 %
-
Net Income1.6M 24.2 %
-
Book Value19.2M 6.9 %
-
Book Value x238.4M 6.9 %
-
Book Value x357.6M 6.9 %
Balance Sheet Highlights
| Financial Highlights | Clarkston State Bank | All Insured Commercial Banks in Michigan |
| Balance Sheet $(000) | ||
| Total Assets | 177,668 | 330,697 |
| Total Net Loans | 150,120 | 227,599 |
| Total Deposits | 157,910 | 278,247 |
| Total Equity | 19,198 | 33,935 |
| Profitability | ||
| Net Income | 1,582 | 3,589 |
| Return on Average Assets | .897 | .954 |
| Return on Average Equity | 8.509 | 8.772 |
| Net Interest Margin | 4.18 | 3.821 |
| Efficiency Ratio | 65.657 | 71.925 |
| Noninterest Income/Revenue | 9.514 | 24.061 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 95.067 | 76.845 |
| Securities/Assets | .048 | .16 |
| Total Equity/Total Assets | .108 | .103 |
| Tangible Equity/Tangible Assets | .107 | .098 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 15,991 | 32,553 |
| Tier 1 Capital | 15,991 | 32,664 |
| Tier 2 Capital | 1,767 | 2,479 |
| Total Capital | 17,758 | 35,133 |
| Total Risk Weighted Assets | 159,761 | 242,208 |
| Leverage Ratio | 9.04 | 10.341 |
| Common Equity Tier 1 Capital Ratio | 10.01 | 15.339 |
| Tier 1 Capital Ratio | 10.01 | 15.393 |
| Total Capital Ratio | 11.12 | 16.423 |
Timeline for Clarkston State Bank
Clarkston Financial Corporation
Clarkston Financial Corporation became a new parent organization for Clarkston State Bank.
View Profile Jan 04 1999
Clarkston State Bank
Clarkston State Bank was established 25 years ago and is currently headquartered in Clarkston, MI.
Dec 18 1998| Relationships | Role | Relationship Start | Relationship End |
| Clarkston Financial Corporation | Parent | 1/4/1999 |
Similar Organizations
| Organization | City | State | Total Assets |
|---|---|---|---|
|
The Fort Jennings State Bank
|
Fort Jennings | OH | 175.8M |
|
The Bank Of Washington
|
Lynnwood | WA | 176.2M |
|
Citizens State Bank
|
Woodville | TX | 177.2M |
|
Farmers Savings Bank
|
Colesburg | IA | 172.6M |
|
Kearney Trust Company
|
Kearney | MO | 179.2M |
|
Commerce Bank Of Arizona
|
Tucson | AZ | 171.2M |
|
F & C Bank
|
Holden | MO | 179.9M |
|
First Farmers State Bank
|
Minier | IL | 171.1M |
|
Leighton State Bank
|
Pella | IA | 175.4M |
|
First Bank Of Ohio
|
Tiffin | OH | 175.3M |