City National Bank
Kilgore, TX — Domestic Branch of a Domestic Bank
Acquired Feb 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | City National Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 6,952 | 7,756 |
Income from Lease Financing Receivables | — | 4,134 |
161 | 239 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 83 | 117 |
Income on Loans and Leases (TE) | 7,035 | 7,814 |
Investment Interest Income (TE) | 2,101 | 2,363 |
Total Interest Income (TE) | 9,523 | 10,381 |
Total Interest Expense | 4,196 | 4,045 |
Net Interest Income (TE) | 5,327 | 6,364 |
Non-Interest Income | 3,263 | 1,604 |
Adjusted Operating Income (TE) | 8,590 | 8,004 |
Non-interest Expense | 5,860 | 5,158 |
Provision for Loan & Lease Losses | — | 1,230 |
Pretax Operating Income (TE) | 2,813 | 8,305 |
Pretax Net Operating Income (TE) | 2,813 | 8,264 |
Applicable Income Taxes | 892 | 3,911 |
Net Operating Income | 1,838 | 5,979 |
Net Income | 1,838 | 5,986 |
Cash Dividends Declared | — | 4,278 |
Retained Earnings | 1,838 | 2,744 |