Net Income Analysis ( % relative to Total Revenue )
Income Statement City National Bank And Trust Company, Hastings, Nebraska All Insured Commercial Banks in Nebraska
Interest and Fees on Loans 1,572 740
Income from Lease Financing Receivables — 64
18 17
Estimated Tax Benefit from Tax-Exempt Loan Income 9 9
Income on Loans and Leases (TE) 1,581 746
Investment Interest Income (TE) 860 168
Total Interest Income (TE) 2,528 910
Total Interest Expense 1,051 328
Net Interest Income (TE) 1,477 594
Non-Interest Income 289 104
Adjusted Operating Income (TE) 1,766 699
Non-interest Expense 1,030 410
Provision for Loan & Lease Losses 15 285
Pretax Operating Income (TE) 721 403
Pretax Net Operating Income (TE) 728 412
Applicable Income Taxes — 166
Net Operating Income 703 304
Net Income 703 304
Cash Dividends Declared 2,672 358
Retained Earnings — 337