Net Income Analysis ( % relative to Total Revenue )
Income Statement Citrus And Chemical Bank All Insured Commercial Banks in Florida
Interest and Fees on Loans 29,743 11,225
Income from Lease Financing Receivables — 863
182 139
Estimated Tax Benefit from Tax-Exempt Loan Income 92 61
Income on Loans and Leases (TE) 29,835 11,236
Investment Interest Income (TE) 11,439 1,677
Total Interest Income (TE) 41,830 13,114
Total Interest Expense 19,326 6,068
Net Interest Income (TE) 22,504 7,039
Non-Interest Income 6,333 1,301
Adjusted Operating Income (TE) 28,837 8,075
Non-interest Expense 18,753 5,607
Provision for Loan & Lease Losses 810 1,305
Pretax Operating Income (TE) 9,274 5,428
Pretax Net Operating Income (TE) 9,712 5,417
Applicable Income Taxes 2,401 2,222
Net Operating Income 6,215 3,767
Net Income 6,215 3,767
Cash Dividends Declared 1,200 3,504
Retained Earnings 5,015 2,369