Citizens Trust Bank
Atlanta, GA — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Trust Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 9,760 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
56 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 27 | 12 |
Income on Loans and Leases (TE) | 9,787 | 8,459 |
Investment Interest Income (TE) | 3,048 | 1,021 |
Total Interest Income (TE) | 13,175 | 9,876 |
Total Interest Expense | 681 | 962 |
Net Interest Income (TE) | 12,494 | 8,907 |
Non-Interest Income | 4,623 | 2,364 |
Adjusted Operating Income (TE) | 17,117 | 11,707 |
Non-interest Expense | 13,662 | 7,890 |
Provision for Loan & Lease Losses | -62 | 260 |
Pretax Operating Income (TE) | 3,518 | 3,396 |
Pretax Net Operating Income (TE) | 3,719 | 3,480 |
Applicable Income Taxes | 899 | 748 |
Net Operating Income | 2,406 | 2,812 |
Net Income | 2,406 | 2,812 |
Cash Dividends Declared | 6,082 | 844 |
Retained Earnings | -3,676 | 1,559 |