Vitals
  • Total Assets
    72.1M -3.8 %
  • Total Deposits
    63.7M -4.7 %
  • Total Net Loans
    45.7M -9.2 %
  • Net Income
    804000.0000 249.6 %
  • Book Value
    7.7M 6.5 %
  • Book Value x2
    15.4M 6.5 %
  • Book Value x3
    23.2M 6.5 %
ROAA

1.472

ROAE

14.333

Efficiency Ratio

70.648

Net Interest Margin

5.256

Balance Sheet Highlights
Financial Highlights Citizens State Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 72,071 163,941
Total Net Loans 45,667 96,436
Total Deposits 63,687 139,954
Total Equity 7,721 17,542
Profitability
Net Income 804 1,636
Return on Average Assets 1.472 1.341
Return on Average Equity 14.333 12.802
Net Interest Margin 5.256 4.217
Efficiency Ratio 70.648 66.186
Noninterest Income/Revenue 7.913 15.515
Balance Sheet Ratios
Loan-to-Deposit 71.705 65.073
Securities/Assets .201 .219
Total Equity/Total Assets .107 .107
Tangible Equity/Tangible Assets .107 .106
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,202 16,209
Tier 2 Capital 535 1,228
Total Capital 7,737 17,445
Total Risk Weighted Assets 44,936 106,234
Leverage Ratio 9.94 10.057
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.03 16.367
Total Capital Ratio 17.22 17.502

Timeline for Citizens State Bank

First National Bank Of Weatherford

Citizens State Bank was acquired by First National Bank Of Weatherford 11 years

View Profile Dec 15 2012

Citizens State Bancorp, Inc.

Citizens State Bancorp, Inc. became a new parent organization for Citizens State Bank.

View Profile Nov 22 1982

Citizens State Bank

Citizens State Bank was established 121 years ago and is currently headquartered in Morrison, OK.

Jan 01 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of Weatherford Buyer 223,958 Acquisition Discontinued 12/15/2012
Relationships Role Relationship Start Relationship End
Citizens State Bancorp, Inc. Parent 11/22/1982 12/14/2012
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