Citizens State Bank
Princeton, TX — Domestic Branch of a Domestic Bank
Acquired Nov 2014
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens State Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 369 | 6,761 |
Income from Lease Financing Receivables | — | 1 |
38 | 23 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 20 | 11 |
Income on Loans and Leases (TE) | 389 | 6,794 |
Investment Interest Income (TE) | 356 | 1,458 |
Total Interest Income (TE) | 751 | 8,547 |
Total Interest Expense | 114 | 718 |
Net Interest Income (TE) | 637 | 7,794 |
Non-Interest Income | 196 | 1,696 |
Adjusted Operating Income (TE) | 833 | 9,664 |
Non-interest Expense | 712 | 6,246 |
Provision for Loan & Lease Losses | — | 180 |
Pretax Operating Income (TE) | 121 | 3,175 |
Pretax Net Operating Income (TE) | 151 | 3,216 |
Applicable Income Taxes | 29 | 357 |
Net Operating Income | 102 | 2,522 |
Net Income | 102 | 2,516 |
Cash Dividends Declared | — | 886 |
Retained Earnings | 102 | 1,471 |