Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Texas
09-30-2014 85.518 67.76
06-30-2014 82.452 68.348
03-31-2014 84.41 69.161
12-31-2013 94.596 70.01
09-30-2013 95.475 69.448
06-30-2013 94.679 70.111
03-31-2013 96.696 71.168
12-31-2012 84.495 70.289
09-30-2012 79.562 69.365
06-30-2012 75.388 69.7
03-31-2012 70.766 69.836
12-31-2011 91.041 71.203
09-30-2011 91.38 70.717
06-30-2011 88.211 71.672
03-31-2011 92.179 72.166
12-31-2010 89.21 72.798
09-30-2010 87.3 71.344
06-30-2010 81.759 71.672
03-31-2010 79.487 72.124
12-31-2009 89.744 72.899
09-30-2009 91.163 71.928
06-30-2009 95.255 72.628
03-31-2009 92.256 71.399
12-31-2008 83.115 70.933
09-30-2008 77.135 69.839
06-30-2008 78.008 70.152
03-31-2008 76.487 69.753
12-31-2007 74.812 68.047
09-30-2007 73.263 66.762
06-30-2007 73.769 66.933
03-31-2007 68.446 66.629
12-31-2006 65.757 66.288
09-30-2006 62.827 64.993
06-30-2006 62.41 65.249
03-31-2006 57.306 65.978
12-31-2005 58.051 67.153
09-30-2005 54.075 66.756
06-30-2005 52.2 67.031
03-31-2005 51.656 67.486
12-31-2004 49.437 69.184
09-30-2004 46.782 68.305
06-30-2004 46.697 68.807
03-31-2004 46.305 69.055
12-31-2003 45.544 69.41
09-30-2003 43.378 68.526
06-30-2003 44.805 68.452
03-31-2003 42.414 68.632
12-31-2002 47.493 67.534