Citizens State Bank
Monticello, IA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens State Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 10,801 | 6,128 |
Income from Lease Financing Receivables | 35 | 1 |
106 | 47 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 55 | 23 |
Income on Loans and Leases (TE) | 10,891 | 6,162 |
Investment Interest Income (TE) | 4,637 | 1,177 |
Total Interest Income (TE) | 15,721 | 7,538 |
Total Interest Expense | 2,782 | 925 |
Net Interest Income (TE) | 12,939 | 6,587 |
Non-Interest Income | 2,525 | 1,176 |
Adjusted Operating Income (TE) | 15,464 | 7,798 |
Non-interest Expense | 7,300 | 4,586 |
Provision for Loan & Lease Losses | — | 208 |
Pretax Operating Income (TE) | 8,164 | 2,901 |
Pretax Net Operating Income (TE) | 8,227 | 2,963 |
Applicable Income Taxes | 373 | 312 |
Net Operating Income | 6,981 | 2,310 |
Net Income | 6,981 | 2,310 |
Cash Dividends Declared | 4,631 | 1,248 |
Retained Earnings | 2,350 | 1,005 |