Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Iowa
12-31-2016 47.207 60.34
09-30-2016 46.057 59.491
06-30-2016 46.134 59.409
03-31-2016 47.358 60.225
12-31-2015 49.054 60.496
09-30-2015 48.069 59.681
06-30-2015 47.23 60.132
03-31-2015 47.537 60.393
12-31-2014 50.095 61.018
09-30-2014 49.738 60.504
06-30-2014 49.883 61.172
03-31-2014 49.215 61.511
12-31-2013 48.397 61.468
09-30-2013 47.294 60.526
06-30-2013 47.813 61.108
03-31-2013 49.702 61.433
12-31-2012 44.609 60.798
09-30-2012 44.324 59.27
06-30-2012 45.353 59.46
03-31-2012 45.507 59.522
12-31-2011 47.017 61.164
09-30-2011 46.852 60.207
06-30-2011 48.437 61.117
03-31-2011 47.848 61.955
12-31-2010 49.899 61.606
09-30-2010 49.503 60.344
06-30-2010 50.695 60.36
03-31-2010 50.881 61.058
12-31-2009 56.424 63.35
09-30-2009 54.24 62.568
06-30-2009 56.697 63.179
03-31-2009 54.997 61.322
12-31-2008 61.323 61.499
09-30-2008 57.705 60.136
06-30-2008 59.874 61.136
03-31-2008 62.501 61.724
12-31-2007 60.563 62.773
09-30-2007 61.157 61.738
06-30-2007 61.643 62.033
03-31-2007 64.067 63.023
12-31-2006 63.648 62.678
09-30-2006 61.705 61.508
06-30-2006 61.17 61.549
03-31-2006 61.001 62.083
12-31-2005 61.09 61.109
09-30-2005 60.329 59.958
06-30-2005 60.076 59.974
03-31-2005 59.39 60.352
12-31-2004 54.182 60.659
09-30-2004 53.396 59.313
06-30-2004 51.697 59.954
03-31-2004 52.618 60.454
12-31-2003 51.298 60.721
09-30-2003 47.212 59.436
06-30-2003 48.032 59.565
03-31-2003 51.144 60.143
12-31-2002 51.845 59.278