Citizens State Bank
Monticello, IA — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Citizens State Bank | All Insured Commercial Banks in Iowa |
| 12-31-2016 | 3.667 | 3.587 |
| 09-30-2016 | 3.692 | 3.602 |
| 06-30-2016 | 3.685 | 3.598 |
| 03-31-2016 | 3.653 | 3.601 |
| 12-31-2015 | 3.487 | 3.591 |
| 09-30-2015 | 3.46 | 3.588 |
| 06-30-2015 | 3.403 | 3.563 |
| 03-31-2015 | 3.351 | 3.541 |
| 12-31-2014 | 3.376 | 3.569 |
| 09-30-2014 | 3.357 | 3.552 |
| 06-30-2014 | 3.351 | 3.525 |
| 03-31-2014 | 3.392 | 3.52 |
| 12-31-2013 | 3.577 | 3.538 |
| 09-30-2013 | 3.6 | 3.526 |
| 06-30-2013 | 3.585 | 3.501 |
| 03-31-2013 | 3.637 | 3.488 |
| 12-31-2012 | 4.071 | 3.696 |
| 09-30-2012 | 4.12 | 3.722 |
| 06-30-2012 | 4.09 | 3.729 |
| 03-31-2012 | 4.15 | 3.767 |
| 12-31-2011 | 4.159 | 3.861 |
| 09-30-2011 | 4.147 | 3.865 |
| 06-30-2011 | 4.065 | 3.833 |
| 03-31-2011 | 4.079 | 3.808 |
| 12-31-2010 | 4.015 | 3.947 |
| 09-30-2010 | 4 | 3.957 |
| 06-30-2010 | 3.962 | 3.936 |
| 03-31-2010 | 3.908 | 3.922 |
| 12-31-2009 | 4.17 | 3.845 |
| 09-30-2009 | 3.783 | 3.829 |
| 06-30-2009 | 3.656 | 3.787 |
| 03-31-2009 | 3.718 | 3.796 |
| 12-31-2008 | 3.55 | 3.764 |
| 09-30-2008 | 3.508 | 3.732 |
| 06-30-2008 | 3.483 | 3.664 |
| 03-31-2008 | 3.514 | 3.658 |
| 12-31-2007 | 3.298 | 3.674 |
| 09-30-2007 | 3.248 | 3.667 |
| 06-30-2007 | 3.222 | 3.654 |
| 03-31-2007 | 3.109 | 3.624 |
| 12-31-2006 | 3.18 | 3.746 |
| 09-30-2006 | 3.183 | 3.762 |
| 06-30-2006 | 3.196 | 3.771 |
| 03-31-2006 | 3.197 | 3.763 |
| 12-31-2005 | 3.422 | 3.863 |
| 09-30-2005 | 3.34 | 3.877 |
| 06-30-2005 | 3.391 | 3.881 |
| 03-31-2005 | 3.451 | 3.865 |
| 12-31-2004 | 3.735 | 3.919 |
| 09-30-2004 | 3.761 | 3.912 |
| 06-30-2004 | 3.792 | 3.877 |
| 03-31-2004 | 3.86 | 3.885 |
| 12-31-2003 | 3.879 | 3.893 |
| 09-30-2003 | 3.929 | 3.9 |
| 06-30-2003 | 3.846 | 3.885 |
| 03-31-2003 | 3.721 | 3.897 |
| 12-31-2002 | 4.197 | 4.074 |