Citizens State Bank
Sealy, TX — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens State Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 4,875 | 10,872 |
Income from Lease Financing Receivables | — | 2 |
19 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 10 | 22 |
Income on Loans and Leases (TE) | 4,885 | 10,941 |
Investment Interest Income (TE) | 4,137 | 2,007 |
Total Interest Income (TE) | 9,050 | 13,476 |
Total Interest Expense | 693 | 1,063 |
Net Interest Income (TE) | 8,357 | 12,338 |
Non-Interest Income | 772 | 2,639 |
Adjusted Operating Income (TE) | 9,129 | 15,335 |
Non-interest Expense | 4,513 | 9,693 |
Provision for Loan & Lease Losses | 88 | 524 |
Pretax Operating Income (TE) | 4,528 | 4,819 |
Pretax Net Operating Income (TE) | 4,772 | 4,946 |
Applicable Income Taxes | 649 | 576 |
Net Operating Income | 3,138 | 3,858 |
Net Income | 3,138 | 3,845 |
Cash Dividends Declared | 1,475 | 1,701 |
Retained Earnings | 1,663 | 1,997 |